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Personal Loan Pal
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The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 67.41% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Need quick loans Australia? Get them with us!

quick loans Australia

Quick loans Australia may be worth considering if you have you ever run into something unexpected and needed quick access to cash. There’s nothing worse than being stressed out about money and not know how you’re going to be able to afford to pay for an unplanned expense.

Not to worry, quick loans Australia could be the solution you’re after. The idea of applying for a loan can seem daunting, especially if you consider the traditionally long and time-consuming process, but here on Personal Loan Pal it doesn’t take very long and can be much easier than you’d think. Don’t take our word for it – try it out for yourself!

What is a quick Loan?

So, you’re may be wondering what exactly quick loans Australia are. Simply put, they are short-term personal loans that don’t require heaps of paperwork to get started and, as the name suggests, they’re available right here in Australia from local cash providers.

The application process is usually fast and done online. This makes a massive difference when compared to how loans were approved in the past by traditional financial institutions.

Previously, a loan application was turned into a tedious process – and when you’re just asking for a small amount on a short-term basis, a lengthy process isn’t something you can afford to go through for quick little loans, Australia.

The application process would involve presenting your case in front of an account manager or over the phone and waiting days before you would hear whether it was approved or not. It doesn’t sound like fun at all, and it certainly doesn’t sound stress-relieving.

Today there are many lenders out there and it is a competitive market. This means that lenders are competing with one another for your business. What happens is that their competitive edge comes in the form of hassle-free application processes and timely outcomes. That’s a win-win.

Getting quick loans Australia is quick and easy. You just need to apply online, and you could be approved within the same day! Sounds good, right? Let me tell you more about them.

Where can you get a quick loans Australia?

There are many lenders that offer quick loans in Australia. It’s just a matter of finding the right one to suit your needs. With Personal Loan Pal, we can find you a lender that can offer quick loans Australia. All you need to do is visit the website and fill out the application form. It’s as simple as that.

Once you fill out the application form, just wait, and you should hear within the hour whether your loan has been approved or not. While you’re waiting, we’ll be working behind the scenes to pair you with a loan provider that will be able to offer you quick loans Australia citizens and residents can apply for, and you could be notified in 60 minutes – provided you apply within regular business hours.

Start your online application here today. Simply scroll up!

What’s good about quick loans Australia?

There are heaps of benefits of getting a quick loan. One of the most notable is in its name. That’s right – its quick!

Another reason is that since quick loans are usually only a small amount of money, it is normally quite manageable for you to pay it back without missing any payments. Quick, easy loans can often be approved within an hour and be deposited in your account within 24 hours. Need more? Ok! Another benefit is that if you build up a good loan record and relationship with your lender you may be able to increase the amount you’re able to borrow from them in future if you ever need quick loans Australia folks can apply for.

If you’re looking at for a quick loan in Australia with Personal Loan Pal and bad credit, you’ll be pleased to know that we find lenders who offer quick loans Australia for bad credit.

Who can apply for quick loans Australia?

Do you know whether you meet the requirements to apply for quick loans Australia? There are only a few necessary conditions you need to meet if you’d like to apply for a personal loan. Let’s run through them quickly:

  • Are you over 18 years of age?
  • Are you an Australian resident or have Australian residency?
  • Have you been receiving a regular income into your bank account over the last 90 days?
  • Do you must have a direct contact number?

If you answered yes to these things, then you’ll have no problem submitting an application.

But, if you meet all the requirements, there should be no worries at all and your loan application could be approved within 60 minutes!

How do you get quick loans?

What’s the first step to getting quick loans Australia? You may ask, well, don’t fret, it’s easy.

The process for getting a quick loan is easy. There are 3 basic steps to applying for our lender-finding service:

  1. Fill out the application form – it only takes about a few minutes!
  2. You could Receive an outcome within 60 minutes – your application will be assessed and you could get an outcome within 1 hour*.
  3. Get your money into your account super-fast! – If we find you a lender, they should be in touch about the finer details, and if you sign on the dotted line, the money will be transferred to you straight away. Times may vary depending on the speed of your bank.

Scroll up to our application form now!

How much money can I get?

So how much money can you get with a quick loan in Australia? With personal loan pal, you can apply for quick loans Australia of $100 up to $2000. It gets paid back over a period of up to 6 months. And it’s up to you to decide how much time you’ll need to pay it back without missing any payments.

What does it mean to loan money?

Loaning money means you owe money to a lender that you must pay back over a certain period. For instance, for short-term personal quick loans, you could pay an upfront fee of 20% of the total loan – this is called the establishment fee – and then a possible additional 4% per month as you make your repayments. Of course, costs are subject to individual lenders, so make sure you check over your contract, before you sign.

Interest rates on small quick loans Australia range between 4% and 5%.

Best Quick Loans Australia

If times are a little tough financially it’s good to know that you have the option of applying for quick loans Australia. The process is typically quick and it doesn’t take too long at all. You simply just need to meet the few requirements on the website and then fill in the application. If your application is reviewed you should receive an outcome within an hour of submitting it. Then, within 24 hours, your money will be sent to your account.

It’s a great option to have when you’re low on cash flow. There’s nothing worse than the stress of not being able to afford to pay your bills on time. So, don’t worry, know that we are here to help. If it’s quick loans you’re after, you’ve come to the right place.

Let’s get started.

Example of how small personal loans work

Loan amount

$200 minimum
$2,000 maximum


Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.

In APR terms, the maximum annual percentage rate on our loans between $300 and $2000 is 199.43%.


months minumum
months maximum


Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Example of how medium secured personal loans work

Loan amount

$2,100 minimum
$4,600 maximum


Annual Percentage Rate (APR) is 48% Comparison rate is 67.41% p.a.


months minumum
months maximum


Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate