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Personal Loan Pal
We can be your pal when it comes to finding a lender
APPLY FOR OUR LENDER-FINDING SERVICE
Super fast outcomes
FAST OUTCOMES
No time wasted
$1500
Weekly
Fortnightly
Monthly

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 67.41% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Personal Loan Pal can find lenders offering quick cash loans to help you out!

Quick cash loans are finance options with fast referral times. They allow customers to get the funds they need on short notice. These quick cash loans are for amounts up to $5,000 and can be repaid over a period of up to 24 months subject to the loan amount. Depending on the amount, they can be either secured or unsecured. Quick cash loans can feature different types of costs depending on the loan amount.

Life goes by fast, and it only seems to be getting faster. Unfortunately, unexpected bills and expenses seem to crop up just as quickly. It can often feel as though you’re left in the dust while as your financial worries sprint towards the finish line ahead of you. At those times, what you need is a helpful team by your side to push you on to greatness. That’s exactly what Personal Loan Pal is! Think of us as the Usain Bolt of lender-finders. Okay, so we can’t run the 100m in under 10 seconds, but what we can do is find lenders offering quick cash loans!

quick cash loans

What are quick cash loans?

Just as their name suggests, quick cash loans are no-nonsense and fast. How fast you ask? So fast that applications from other customers are flying past you right now and you can’t even see them. That fast.

When you need extra funds in a pinch, you want action, not time-wasting. Remember what it’s like to apply for a loan through a bank? If you don’t, count yourself lucky. You apply and wait, supply a mountain of documentation and wait, speak to an account manager and wait yet again. It’s a long and arduous process, and at the end of it, you might not even be approved. Who has time for that?

Not you, that’s for sure. You have things to do, places to go, people to see.

That’s why quick cash loans online are a much better option for modern life. They’re faster, easier to apply for and don’t require you to stand in line for hours on end just to have your finances judged by a disapproving bank employee.

What’s the best way to find lenders offering quick cash loans online?

The best way to find lenders offering quick cash loans online is by applying with Personal Loan Pal, of course!

We’re a lender-finding service. What does that mean exactly? We are here to help you find the most suitable finance option making applicable to your needs. Instead of you running around searching for quick cash loans online without knowing what to look out for, we’ve got a plan.

See, we’ve been around the block a few times. We’ve dealt with the lending market before and found quick cash loans providers for other clients. Here’s how it works: you apply through us, and we sort the wheat from the chaff and do our best to find a lender for you. We will only find a lender for you if they are legitimate, so you don’t have to worry about being taken for a ride.

The question is, can we really deliver on the promise of finding lenders offering quick cash loans online? You bet we can. First of all, our service is 100% online. Whether you’re on the go, at home, at work, wherever – you can apply for our lender-finding service as long as you have an internet connection.

So that’s the online part covered – what about those lenders that can provide quick loans we promised? Well, click apply now on our website and fill out one of our easy application forms in a few minutes. And that’s not all. If we find a lender for you, we can refer you to that lender quickly too!

How’s that for fast?

How do I apply for Personal Loan Pal’s lender-finding service?

Finding lenders offering quick cash loans online with Personal Loan Pal couldn’t be easier!

Have you found yourself feverishly searching for things online that barely make sense in your search for quick cash loans? As you scroll through 20 pages of results, your eyes glaze over, and you’ve seen the word “loans” so many times that you’re not even sure if it is a real word.

Well, now you don’t have to!

Before we can start our lender-finding process, there are some boxes you need to check. You must:

  • Be an Australian citizen or permanent resident
  • Be 18 years of age or above
  • Receive a regular income into a personal bank account for at least 90 days prior
  • Have a direct contact number and email address

If that sounds like you then you’re off the mark and ready to fill out an application form. Our online application takes just minutes to fill out. You’re going so fast that you’re practically flying!

Okay, so if you’re eligible and you’ve filled out an application then you’re into the final stretch. Now it’s over to us to try and bring it home. If you apply during our business hours and there’s a loan provider out there for you, we can often find a lender in minutes! You can’t beat lightning fast service like that!

If you apply for our lender-finding service, we can help you cross the finish line in first place!

Do you conduct credit checks for quick cash loans?

Personal Loan Pal does not conduct credit checks when you apply to find lenders offering quick cash loans using our service.

However, if we match you with a loan provider then that lender may do a credit check whilst assessing your application. Don’t panic! This credit check is simply part of responsible lending practices and it certainly doesn’t slow down the speed of quick cash loans.

If you’ve got bad credit, a credit check from an online lender isn’t the end of the world. You don’t have to resort to panic searching phrases like “1 hour cash loans very quick funds.” Online lenders aren’t like the banks, who take one look at a low credit score and leave. The lenders that conduct credit checks do so as part of responsible lending practices and won’t reject you just for having bad credit. Online lenders are far more interested in your current relationship with money.

Keep in mind that as we are a lender-finder, we can’t guarantee what your loan terms will be. That will depend on the specific lender, and they will outline all fees in the loan contract should they approve your application. You are able to withdraw your application at any time prior to signing the contract for no extra cost.

Can I apply for to find quick cash loans providers if I have bad credit?

Yes! Bad credit alone won’t stop you from applying for finding lenders offering quick cash loans through Personal Loan Pal. We can still find lenders offering bad credit personal loans for our customers!

You see, even if we find a lender for you that does conduct credit checks, a bad credit score won’t make them instantly reject you. In fact, Personal Loan Pal and many online lenders agree that your current financial situation is a far more accurate indicator of your ability to afford a loan. That’s why 90 days worth of bank statements are an eligibility requirement. Pinning everything on your credit score just wouldn’t be fair.

Did you know that negative information can remain on your credit report for up to five years? Say you were struggling financially a few years back, and as a result, you defaulted on a loan which after 75 days of no payments resulted in a default being listed on your credit file. Even if you’re more financially secure now, that default will still show up on your credit history.

Would it be fair or make any sense if the lender we can find for you rejected your loan application just because of that? Of course not.

Unlike traditional lenders, Personal Loan Pal give you the best chance to find a lender that matches your specific situation.

Can Personal Loan Pal find lenders offering quick cash loans for Centrelink customers?

You bet! Personal Loan Pal is the best way to find lenders that can provide quick cash loans for Centrelink customers.

Whilst you may have been declined by traditional lenders, with regards to eligibility we will endeavor to find a lender that considers centrelink as a form of acceptable income. Personal Loan Pal is putting a stop to that. In regards to eligibility requirements, we can consider Centrelink payments as a form of income. As long as these payments are stable, reliable and consistent, you can apply for our lender-finding service!

You may be in the market for a loan after receiving a Centrelink cash advance, or maybe you’re after loans for pensioners. Regardless, Personal Loan Pal can find lenders offering quick cash loans for Centrelink customers.

Any more questions about Quick Cash Loans or Personal Loan Pal?

If any of that information went by a bit too quickly for you, not to worry. Our website is full of helpful material that you can go back to at any time. You can find a general idea of the types of costs you can expect from your loan, as well as a straightforward description of how it works. The exact costs will depend on the lender, should we find one for you. If so, you will find all the terms and conditions outlined clearly in your loan contract. The final decision on whether or not to go through with your loan is of course yours. If you decide to cancel before you sign your loan contract, you won’t be charged a cent!

Want more information about loan costs? You can also visit the MoneySmart website and use their personal loan calculator.

Whether you’re looking for a lender offering easy loans, small cash loans, or anything in between, we’re here to help. You can find answers to a heap of common questions on our FAQ page. If you’d like to ask us something more particular, or just want to get in touch, you can either fill in a form on the contact us section of our website, or send an email to hello@personalloanpal.com.au.

If you’re after a lender that can provide quick cash loans, you want a lender-finding service that’s miles ahead of the rest. Personal Loan Pal is exactly what you’re looking for! Apply today to get the gold medal standard of lender-finding!

Example of how small personal loans work

Loan amount

$200 minimum
$2,000 maximum

Costs

Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.

In APR terms, the maximum annual percentage rate on our loans between $300 and $2000 is 199.43%.

Terms

12
months minumum
12
months maximum

Example:

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Example of how medium secured personal loans work

Loan amount

$2,100 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 67.41% p.a.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate