Looking for loans in Australia? We’re Here to Help!

Loans Australia

Are you looking for loans Australia? Maybe you’ve been googling ‘Queensland loans’, ‘Northern territory loans’, ‘Sydney loans’ or ‘Melbourne loans’? At Personal Loan Pal, we understand that not many Aussies have hours to spend scrolling through pages and pages of google search results. At Personal Loan Pal, we do the hard work for you. We’re the middleman between you and your perfect personal loan. Gone are the days of pages and pages of paper forms. Personal Loan Pal is 100% online!

Loans Australia

What is a personal loan?

Before we get down to the nitty-gritty, let’s talk about what a personal loan actually is. A personal loan is an amount of cash that is borrowed and then repaid over an agreed-upon period of time. Personal loans accrue interest that is payable on top of the loan amount. A personal loan can be accessed from a variety of different credit providers including banks, credit unions, microlenders and online lenders. At Personal Loan Pal, we are proud to be matching Aussies with compatible lenders nation-wide.

Personal Loan Pal: who are we?

Personal Loan Pal is the lender finder more Aussies trust. We do show your application to a wide range of different lenders so you get the best possible chance at approval. Our team are committed to making the entire process simple and stress-free. We don’t think it should take days to find a compatible lender. We can access almost anything at the click of a button this day and age, so why should finding a personal loan be any different?

At Personal Loan Pal, our team understands how confusing it can be sifting through google search results trying to find a suitable lender. Not only can it be daunting, but it can be difficult to tell the good from the bad. When you apply with Personal Loan Pal, we’ll show you the options and make it simple for you to select the right lender for the job. It is important to keep in mind, however, that we are not the lender. Once you have selected your prefered credit provider you will deal directly with them. Looking for loans, Australia? What are you waiting for? Let Personal Loan Pal lend a hand today!

What type of loan can I apply for?

So, now you know a little more about who we are and what we do, let’s talk about what type of loan you could apply for. At Personal Loan Pal, we have already matched hundreds of Aussies with lenders who have provided personal loans for a wide variety of different circumstances. Here are just a few examples:

Car loans Australia

Have you been googling ‘car loans Australia’? Don’t worry, you’d be surprised how many Aussies are confused when it comes to selecting the perfect lender for a car loan. Never fear, Personal Loan Pal is here. We’re in your back pocket, so regardless of whether you’re looking for Brisbane loans, Gold Coast loans, Sunshine Coast loans or Townsville loans you can submit an application wherever you are and whenever you like!

Emergency loans Australia

That’s right, Personal Loan Pal could find you an emergency loan, Australia. We understand that when you’re in a sticky situation there is no time to mess around searching for a reliable lender. Our team cut out the hard work – we do it for you! If you choose to submit your application during AEST business hours you could have an outcome in just 60 minutes. Talk about speed and convenience!

Medical loans Australia

Have you been googling medical loans, Australia? Maybe you need a Darwin loan or a Geelong loan? Regardless of where you are in our great country, Personal Loan Pal is just a click away. If a medical emergency has snuck up at the most inconvenient time, you don’t have to tackle it alone? Personal Loan Pal could find you the perfect lender. We have already matched hundreds of happy customers with Wollongong loans, Hobart loans and Newcastle loans – just to name a few. So, why not scroll up and start your application now?

Who can apply for loans Australia?

Like what you hear? You’ll be pleased to know that an application is simple and straightforward. You will need to meet our basic application criteria before starting your Personal Loan Pal application though. Here are the criteria you’ll need to meet:

  • You must have an active mobile number and email address;
  • Applicants must be over the age of 18;
  • A regular income must have been deposited into your own personal bank account for the last three months;
  • Applicants must have internet banking set up;
  • You must be able to prove you are an Australian citizen or permanent resident.

Pretty simple, right! If you’ve got questions regarding the application criteria above you can get in touch with our helpful and friendly team!

What documents will I need to provide?

Don’t worry, at Personal Loan Pal we won’t ask you to provide any paper documents. When we say we’re 100% online, we mean it! We’ll ask you to submit electronic copies of any required documents so we can show a potential lender. Here is what our team recommend you have handy whilst completing your loan application:

  • Personal info (name, D.O.B etc.);
  • Your internet banking details;
  • All applicants will need to provide the reason you are applying for a loan;
  • Your MyGov details (if you receive Centrelink benefits);
  • Your employment details and employer contact info;
  • All applicants must be able to prove they are Australian citizens or permanent residents.
  • Will a lender check my credit score?

In most cases, online lenders will conduct credit score checks on personal loan applications. The good news is, many online lenders are revolutionising the way they look at poor credit. Instead of focusing on the past, many lenders prefer to assess your current financial situation. If a potential lender can see that you’ve made a considerable effort to reconcile bad credit they could approve you for a personal loan. It is important to remember, however, that Personal Loan Pal is a lender finder. We do not provide personal loans and, therefore, can not guarantee approval for applicants. Keep in mind that an application is free of charge, so why not apply and see what we could do for you!

Employment checks

Looking for a loan, Australia? Wondering whether or not a possible lender will contact your boss? At Personal Loan Pal, we are a lender finder. That means we can not speak on behalf of a potential lender. In most cases, it is not often that a lender will get in touch with your employer but if they do it’ll be to verify some details during their assessment process. Keep in mind that this is not a bad thing, it is just a routine part of most loan assessment procedures. If you’ve got questions Personal Loan Pal encourages you to get in touch with your individual lender.

How does it work?

Simple, reliable and stress-free. That’s Personal Loan Pal! Wondering how it all works? Let us explain.

Choose a loan amount

Head to the loan calculator at the top of the page and select your cash and repayment period.

Choose a lender

Yep, that’s right! The choice is yours. The Personal Loan Pal team will show you a number of different options, all you need to do is choose a lender.

Cash to your account

Your lender will send an agreement for you to review and sign. Once that’s done, they’ll transfer the cash straight into your account. How easy is that!

We help you!

At Personal Loan Pal, we love helping local Aussies get the cash they need when they need it. Check out the personal loans we’ve already matched hundreds of happy customers with.

Toowoomba loans
Ballarat loans
Bendigo loans
Central Coast loans
Launceston loans

Our team

At Personal Loan Pal, we are dedicated to providing the best possible service for our customers. We love making it simple and stress-free for Aussies to get the cash they need without the hassle of traditional lenders. We are proud to be 100% online for your convenience. If you’ve questions don’t hesitate to get in touch with our friendly team. We do our best to get back to all enquiries as quickly as possible during AEST business hours. So, what are you waiting for? Gone are the days of searching for the perfect personal loan. Let Personal Loan Pal do the hard work for you! That’s what we’re here for.