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Discover
Personal Loan Pal
We can be your pal when it comes to finding a lender
APPLY FOR OUR LENDER-FINDING SERVICE
Super fast outcomes
FAST OUTCOMES
No time wasted
$1500
Weekly
Fortnightly
Monthly

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. The Typical Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 48%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

OUR VERY SIMPLE PROCESS

Apply for a loan online in 2 simple steps.

  1. 1
    See if you meet the requirements.
    • Be 18 years of age or over;
    • Be an Australian citizen or permanent resident;
    • Have a personal bank account with a consistent income deposited into it for at least the past 90 days;
    • Have a direct phone number and email address

    If you check those boxes, then you are eligible to apply with our lender-finding service!

  2. 2
    Fill out the application form

    You can finish your application in just a few minutes! Once you submit it, it’s over to us to do our thing.

    We’ll have a look around the online lending market and try to find a lender for you. If we do, we can refer you in minutes!

HOW TO QUALIFY FOR OUR LENDER-FINDING SERVICE

Do I qualify for this lender-finding service?
Here's a checklist, just for you:

  • Are you over 18 years of age?
  • Do you have a direct contact number?
  • Do you have a personal bank account with an income deposited into it for at least the past 90 days?
  • Are you an Australian citizen or permanent resident?

Finding personal loan providers for people

That’s what we do! We’re all about doing our best to find lenders for as many customers as we can, as fast as we can. Check if you qualify, and if you do, fill out an application form in minutes.

Rather than spending ages talking to multiple representatives from multiple institutions, all you need is to submit one application with Personal Loan Pal. We’ll have a look around the web and see if we can find a lender for you. If we can, it’s over to that lender to take you on to the next stage!

Why we do what we do

It’s when times are hardest that we all need the simplest solutions. We also need a friend.

When your car breaks down, you don’t want to spend hours figuring out how you can get the instant cash loan you need to pay Jack, the mechanic. You need a lift to work and someone who can find you fast cash loans.

We might not be able to help you with the lift to work, but we can help you find fast cash loans.

Some important information

You’ll notice at the top of the page there’s a handy little loan calculator. You can use that to demonstrate what amount and loan period you would like. Now, this isn’t a final figure – that will be up to you to sort out with your lender if we find one for you.

The final decision is yours

If we find a lender for you and they approve your application, make sure that you are 100% certain before you sign anything. You’ll be able to find all relevant terms outlined in your loan contract, so give that a thorough read and ensure you understand everything prior to making a commitment. If you decide against it, you can cancel your loan contract at any time prior to signing it for no extra cost.

SMALL PERSONAL LOANS

LOAN AMOUNT
$200
MINIMUM
$2,000
MAXIMUM
TERMS
12
MIN MONTHS
12
MAX MONTHS
COSTS

UP TO 20% ESTABLISHMENT FEE CHARGED UPFRONT
+ MONTHLY FEE UP TO 4%

EXAMPLE

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

MEDIUM SECURED PERSONAL LOANS

LOAN AMOUNT
$2,100
MINIMUM
$4,600
MAXIMUM
TERMS
13
MIN MONTHS
24
MAX MONTHS
COSTS

ANNUAL PERCENTAGE RATE (APR) IS 48%
COMPARISON RATE IS 67.41% P.A.

EXAMPLE

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

LARGE SECURED PERSONAL LOANS

LOAN AMOUNT
-
MINIMUM
$5,000
MAXIMUM
TERMS
13
MIN MONTHS
24
MAX MONTHS
COSTS

ANNUAL PERCENTAGE RATE (APR) IS 21.24%
COMPARISON RATE IS 48% P.A.

EXAMPLE

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate