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Personal Loan Pal
We can be your pal when it comes to finding a lender
APPLY FOR OUR LENDER-FINDING SERVICE
Super fast outcomes
FAST OUTCOMES
No time wasted
$1500
Weekly
Fortnightly
Monthly

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 67.41% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

If you need to find a lender offering fast cash loans, Personal Loan Pal can help!

Fast cash loans allow customers to get the funds they need on short notice. These fast cash loans are for amounts up to $5,000 and can be repaid over a period of up to 24 months subject to the loan amount. Depending on the amount, they can be either secured or unsecured. Fast cash loans can include different types of fees depending upon the type of loan.

Sometimes it can feel like the world is against you. Bills are rising up from everywhere like bad guys in a comic book, and there’s no one there to back you up. If only you had someone in your corner who could help you fight off these villains…

Well, never fear, Personal Loan Pal is here! With our power of easy applications and our ability to find lenders, we can do our best to help when nasty debts are giving you grief. We can find lenders offering quick cash loans that can help defeat those sudden fees that sometimes catch you off guard. If you need a helping hand, why not give Personal Loan Pal’s lender-finding service a try to help you find the right solution that is specific to your needs?

fast cash loans

What are fast cash loans

The easy answer is that they’re exactly what they say. They’re cash loans that you can get fast. No nonsense.

However, we think that doesn’t quite do fast cash loans justice. They really can be very helpful when you’re looking for quick funds! Fast cash loans don’t get stuck in a mess of paperwork and bureaucracy like loans from traditional lenders, such as the big banks.

If you ask the banks for advice about fast cash loans, you’ll no doubt get a vague speech about how loans from traditional lenders are just better. Want to know the truth? The processing time and extensive documentation requested for a traditional bank loan makes for a longer time before a decision is reach, affiliate lenders who can be found via Personal Loan Pal have a 100% online process and much faster processing times, we want to make the process easier.

What does Personal Loan Pal do?

Here’s the elevator pitch: we’re an online lender-finding service. When customers apply with us, we search around for a lender offering fast cash loans that might be able to help.

We’re not big on flashy, meaningless slogans. After all, actions speak louder than words. We wholeheartedly believe that our record of finding lenders offering fast cash loans speaks for itself. If you apply with Personal Loan Pal, we’ll search the internet for lenders that can provide fast cash loans. If there’s a lender out there for you, we can find it.

At Personal Loan Pal, we can scour the online lending market to find lenders for our customers. That’s a very important job, which is why it also requires a great deal of responsibility. It’s for this reason that we always aim to find legitimate lenders for our customers.

How do I apply for Personal Loan Pal’s lender-finding service?

Fear not, citizen! Applying for lender-finding service is easy!

Let’s go through this step by step. Before you can apply, you’ll need to meet some eligibility criteria. Don’t worry, we don’t expect you to have any superhuman abilities. However, you will have to check these boxes in order to apply with our lender-finding service. You must:

  • Be an Australian citizen or permanent resident;
  • Be 18 years of age or above;
  • Receive a regular income into a personal bank account for at least 90 days prior;
  • Have a direct contact number and email address.

If you’re eligible, let’s move on.

Scroll up and take a look at the personal loan calculator at the top of the page. It’s not quite a superpower of ours, but it can be super helpful to you! Adjust the slider until you have the amount and repayment period you want. Remember that this is only an example of the terms that some lenders might offer! Click apply now, and you’re one step closer to using our service to find a lender that can provide fast cash loans!

Filling out one of our online application forms couldn’t be easier. In fact, it’s so quick and straightforward that it can take just minutes to complete! That’s faster than it takes Superman to fly around the Earth (maybe – the numbers aren’t in yet).

Once you submit your application, that’s all your work done. That was easy, huh? From there, we use our lender-finding abilities to see if we can find a lender for you. If so, we can refer you to that lender in minutes! How’s that for a superhuman feat?

What sets Personal Loan Pal apart from the competition?

To put it simply, we can find lenders offering fast cash loans really quickly.

Our lender-finding service has a bunch of nifty features that make the process of looking for lenders offering fast cash loans that much easier.

Here’s a list of what makes us so good:

  • Lightning fast applications! Fly through our 100% online no paperwork application form in just minutes!
  • Sorting right from wrong. We aim to only find legitimate lenders for customers.
  • The fastest lender-finding service around.. We can refer you to a lender in minutes if you apply during our business hours! We know you don’t have time to waste, so we don’t dawdle when it comes to finding lenders that can provide fast cash loans.
  • Honourable and trustworthy. If we find a lender and they approve your application, they will clearly outline all costs in your loan contract. That means you won’t be caught off guard by any hidden fees.
  • Putting our customers first. Making sure that our customers find our service useful is one of our foremost concerns. If you have any problems or concerns, you can either contact us via our website, or send us an email at hello@personalloanpal.com.au.
  • Looking for lenders can seem like a complicated and lengthy process, but it doesn’t have to be. For help with finding lenders that can provide fast cash loans, you only need one service by your side: Personal Loan Pal.

    Can Personal Loan Pal find fast cash loans no credit check required?

    Personal Loan Pal does not conduct credit checks. However, if we find a lender for you, then they may conduct a credit check.

    The lenders we can find for customers may have different policies regarding credit checks. Whether or not we find a lender for you that offers fast cash loans no credit check required will depend on your situation. Keep in mind that any specific fees you may see on our website, such as in our loan calculator, are only examples. Just like their positions on fast cash loans no credit check required, lenders will differ when it comes to the terms they offer.

    At Personal Loan Pal, our aim is to find a lender for you if possible. However, should we find a lender for you and they approve you for a loan, the final call is up to you. Make sure that you read through your loan contract thoroughly prior to signing so that you are fully aware of what you’re agreeing to. If you decide against your loan application before you sign your contract, you can pull out at no extra cost.

    What about fast cash loans bad credit?

    Yes, we can find lenders offering fast cash loans bad credit! After all, we wouldn’t be much different from the banks if we didn’t do our best to help people when they’re in a tight spot.

    Bad credit isn’t the end of the world. Both we and our partner lenders believe your current financial situation is far more important than a mistake you made years ago. That’s why we put far more importance on 90 days of bank statements, which is a better indicator of your current ability to afford a loan.

    Despite the impression you might get from traditional lenders, having bad credit doesn’t make you a bad person. Don’t you think you deserved a second chance? Apply for our lender-finding service today, and we’ll do our best to find one that offers fast cash loans bad credit!

    Can Personal Loan Pal find lenders offering fast cash loans for unemployed people?

    Of course! Personal Loan Pal can even find lenders offering fast cash loans for unemployed customers!

    We can consider Centrelink payments as income, so long as they are consistent, reliable and permanent. Whether you’ve already received a Centrelink cash advance and you’re now looking for a personal loan, or you’re after loans for pensioners, or anything in between, Personal Loan Pal can the service you’re after when you need help to find fast cash loans for unemployed people!

    Personal Loan Pal is the best way to find lenders that can provide fast cash loans!

    If you’re still after more information before you apply with our easy lender-finding service, we totally understand! You can get the lowdown on our lender-finding process on our website.

    The how it works page takes you through each step of the process, while the costs page gives you an estimate of the kinds of charges you can expect from a loan. However, these will differ depending on the lender. Another way you can find out more about loan costs is by using the MoneySmart personal loan calculator.

    If you have any questions, swing by the FAQ section first. Want to get in touch with us directly? No worries! You can either contact us via our website, or send an email to hello@personalloanpal.com.au.

    Are you in need of quick funds on short notice? Sounds like a job for fast cash loans! Apply today with Personal Loan Pal’s lender-finding service!

    Example of how small personal loans work

    Loan amount

    $200 minimum
    $2,000 maximum

    Costs

    Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.

    Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.

    In APR terms, the maximum annual percentage rate on our loans between $300 and $2000 is 199.43%.

    Terms

    12
    months minumum
    12
    months maximum

    Example:

    Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

    WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

    Example of how medium secured personal loans work

    Loan amount

    $2,100 minimum
    $4,600 maximum

    Costs

    Annual Percentage Rate (APR) is 48% Comparison rate is 67.41% p.a.

    Terms

    13
    months minumum
    24
    months maximum

    Example:

    Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

    WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate