How using a daily planner could save you money

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Its early January, so that means that most of us have already made our New Year’s resolutions. However, if you haven’t made yours yet, could getting organised be a new resolution to take on board this year?

There’s no doubt about the fact that being organised is a good habit to adopt. So why not get yourself a daily planner and make organisation a key feature of your new year. In this blog post, we’ll outline the key benefits you’ll be able to experience as a result of incorporating a daily planner into your lifestyle.

What is a daily planner?

So, what exactly is a daily planner you may ask? Well, it can be found in a one or two-page format and often divides up the day into different time slots. You can often buy a diary that is divided up into pages whereby one page is one day of a whole year.

You can even find daily planners that you can print from the internet. These are often planners that you can keep as a general plan that outlines the structure of one particular day. This is an incredibly useful tool when helping you to stick to a routine.

However, these printable timetables are also incredibly useful if you have a lot to do on a special day. For instance, it could be a birthday party, wedding or another important event that requires a lot of planning and organisation.

Where can I find a daily planner?

You can find daily planners at any stationery store or you can even buy them online.

Why use a daily planner?

There are various benefits you can experience because of using a daily planner. Not only can you experience a more relaxed lifestyle, you’ll probably find that you’re more productive and you will end up living a more fulfilling life.

Improve your time management

one of biggest benefits of using a daily planner is that it helps you to manage your time in the most effective way. Daily planners allow you to allocate what tasks you must do that day within what hour. It helps to show you where you have time to spend on various activities and tasks. In addition, it will help to ensure that you don’t over commit yourself.

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Get more done

in addition to being able to manage your time in the most effective way. A daily planner will, in fact, allow you to get more done in your day. You’ll see where you have gaps in your day that could be filled in with doing something productive.

You don’t have to worry about remembering everything

when you have a daily planner it allows you to remember more things because you must write everything down. That means you’ll be less likely to forget any of the important things.

Helps you to prioritize

since you’ll have everything written down, you’ll be able to see what you need to get done first. It will help you to prioritize what’s the most important and work down the list of tasks.

Will decrease stress

this is arguably one of best benefits of using a daily planner. When you must write all your tasks down you will feel much more in control. You’ll be tackling all the tasks you need to get done by avoiding procrastination and being super productive. A daily planner also helps you to remain focused working towards certain goals.

Have a record

this is another added benefit of using a daily planner. If you can’t remember when you had your last doctor’s appointment or met with a friend, your daily planner acts as a record that you can easily flip back to.

How can you use your daily planner?

So, now you know the benefits that using a daily planner can bring to your life, but what about how to use it? How can you use your daily planner to get the most benefit from it? Well, we’ll tell you how. Here is a step by step guide on how to use your daily planner most effectively.

Step 1: Setup a habitual daily planning session

the best way to do this is to allocate a set time each day to go through your planner for the day ahead. A good idea would be to do it the night before or early in the morning. It only needs to be 5 or 10 minutes, but make it a consistent part of your routine and it will help you make the most of your daily planner.

Step 2: Setup a weekly planning session

in addition to developing a routine of planning daily, it’s a good idea to allocate time to weekly planning. Do this at the start of the week, such as on Sunday evening. Give yourself some time to go over the tasks for the week ahead.

Step 3: Don’t forget about the monthly section of your planner

if you buy a daily planner diary, it should be equipped with a section that allows you to plan your month. Here you can jot in things that are permanent such as birthdays, holidays and due dates for example.

Step 4: Use one planner

some people may think that using different planners for different activities in their lives are a good idea, i.e. one for study, work and leisure. However, this system is likely to leave you feeling more disorganised rather than organised. It’s better just to keep everything in one place. If you want to make a distinction between different categories use a colour coding system.

Step 5: Make sure your tasks are written clearly

it’s important not to shorten the tasks into code language that you won’t be able to read when it comes to the day of completing the task. Make sure your tasks are clear and concise so you won’t miss out on any important tasks.

Step 6: Keep your planner handy

it’s even a good idea to keep it with wherever you go. That way you can tick things off throughout your day. It also means it will be easy to refer to in case you forget something.

Step 7: Use a small sized planner

if your planner is too big and heavy you’ll be less likely to want to carry it around with you.

How can using a daily planner help me to save money?

Daily planners are amazing tools to keep control and maintain order in your life. The other great benefit of using a daily planner is that they can also help you to save money. How, may you ask. Below is a list of some of the ways a daily planner can help you with your finances.

Save money on bills

Having a daily planner means you’ll never be late with paying bills so you won’t rack up any late fees.

Spend less on food shopping

when you have a weekly planner, you’ll allocate a specific day of the week for when you can get all the food shopping done. Especially if you use your planner to help you plan your meals for the week. It means you’ll only buy what you need for the week.

Keep track of your expenses

using a daily planner allows you to keep organised in all areas of your life including your finances. When you use your planner to help keep a track of what you have spent that day you’ll feel much more organised and in control of your finances. Plan our expensive dinners and special dates.

How to plan your work week to save you money?

A daily planner no doubt comes in handy to help you with planning and keeping in control of things. It can also be an incredibly useful tool for helping you to save money. Though since we are a finance website, we wanted to give you some more tips on how you can organise your life in the best way to save you money. Here is our list:

Plan to take public transport, cycle or walk to work

you’d be surprised at the amount of money you can save by taking one of these alternative routes. You need to pay for parking, petrol and sometimes tolls, and these can quickly add up. Instead, if you take the time to plan the quickest route via public transport, cycling or walking to work while it might take slightly longer, you could save a considerable amount of money.
In addition, if you choose to cycle or walk, you are getting fresh air and exercise at the same time. Alternatively, if you take public transport, you could spend this time reading a book or simply relaxing rather than spending the morning sitting in stressful traffic.

Plan your social events

another way that being organised and how a daily planning can save you money is by helping you to organise your social events. Socialising can often involve spending money, so keeping a daily planner can prevent from over-committing yourself and overspending on your social budget. Alternatively, you could decide to swap a coffee with a walk (or something free) if you know you have a few social events in that week.

Plan your fitness activities

using a daily planner will help you to pencil in time into your schedule for spending it on doing your fitness activities. It means that you won’t let any of your gym or fitness memberships go to waste because you have allocated time to go and do them.

Plan your meals for the work week

if you plan your meals at the beginning of the week, buy the ingredients that you need, you can plan your meals for work instead of buying them each day. The amount of money you can save by not buying your meals each day can quickly add up.

At the end of the day, it’s clear that taking a little extra time to be organised is worth the hassle. Using a daily planner to keep your life organised has many benefits, including the fact that it can help you to save money. So why not? Get yourself a daily planner, and make being organised a priority for your New Year.

If you still find yourself short of cash or need a fast cash loan to get you through the month, hop over to Personal Loan Pal to find out how we can help you. Repayments are directly debited from your account so you don’t need to pencil those into your planner!