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Personal Loan Pal
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$1500
Weekly
Fortnightly
Monthly

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 67.41% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Need Cash Loans no Credit Check Fast Approval? Turn to Your Pals at Personal Loan Pal

At some point or another, we have all experienced that sinking feeling. You know what we’re talking about, especially when you’re at the end of your pay cycle and you’re just sitting around eating instant noodles and crackers waiting for payday to roll in. You’re feeling chuffed with yourself about sticking to your budget. Then, a crisis of epic proportions hits! Once again, you find yourself strapped for cash and you’re looking for fast cash loans no credit check fast approval.

Your trusty washing machine decided to conk out, after serving your family for over 10 years. Then you hit a pothole while doing the school run. Wheel alignment, completely out of whack.

That night your partner informed you that his mother is coming to town. Maybe you actually do need to put a bed in the spare room and a carpet on the floor.

Your precious pooch isn’t acting like herself and needs a trip to the vet. Right at the end of the month, when your finance are at their most vulnerable.

To top it all off, you drove a little bit too fast on your way to work that day you were running late. Receiving a particularly nasty speeding fine as a result.

Yup. We know how it is, and it mounts up.

For the most part, we cannot plan for these events. However, that doesn’t mean that we have the luxury of not doing something about them. What can you do when you have a crisis that you need to deal with. And deal with it fast. You need to find a way of getting cash loans no credit check fast approval. That’s where Personal Loan Pal comes in.

You know that awesome mate of yours who has been there for you through thick and thin? Yeah, you don’t want to borrow money from him, wrecking the relationship. Luckily, you have another pal who you can turn to for financial help, and that’s us.

We aren’t equipped to lend you fast cash loans no credit check ourselves. However, we can help you find the lenders that are. Yes, we offer Australians a useful, ultra-convenient lender-finding service. It allows them to get their hands on small to medium cash loans no credit check fast approval.

We strive to help Australians in all sorts of financial hot water. We know about these stressful situations. And how difficult it is getting your hands on cash loans no credit check. So, we do our best to make your life easier. At least when we can!

Standing in lines at the bank, eyebrows raised. Why get tangled up in all that red tape? Why fill in what seems like hundreds of forms when you can fill in one online and get the same results? That’s right. We aim to save you time and find you lenders. We told you, we’re your pals!

What’s the catch with cash loans fast approval no credit check?

There isn’t one! As mentioned, we offer a handy lender-finding service. You can search for lenders using our portal by filling in a form online. We don’t conduct credit checks (although the lenders we pair you with might). And we don’t need any paperwork from you (again, our partnered lenders might). Plus, we promise fast outcomes! You’ll be referred to a lender in no time at all!

We try to be as transparent with our clients as possible. There are a few things we’d like to bring your attention to before you proceed.

Secured or unsecured loans

First off, we refer you to lenders who offer both secured and unsecured loans. You know what we mean. A secured personal loan is a loan that you can only take out if you provide some form of security. Lenders will offer small to medium loans. Then generally request that you use your car, motorbike, caravan or boat as security. (As opposed to your home.)

If you’d prefer to play it safe and want to take out an unsecured loan, you will need to apply for an amount of $2,000 or less.

Getting cash loans no credit check fast approval may not solve all your money problems, especially in the long term. Naturally, borrowing money doesn’t suit absolutely everyone. It all depends on your personal circumstances, so it may be wise to check your options before you borrow.

Options you may want to consider include calling 1800 007 007 to reach Moneysmart’s Financial Counselling from anywhere in Australia. Talk to a free and Independent financial counsellor. Chat with your creditors about working out a payment plan. Or ask if you can get a Centrelink cash advance is possible if you are currently receiving government benefits.

Does taking out no credit check loans online instant approval still sound like the better option for you? Then, we’ve got your back. We are happy to help you find the cash lenders you need, when you need them.

Do you meet our criteria?

Before you apply for our lender finding service, make sure that you are:

  • Over the age of 18
  • An Australian citizen or permanent resident
  • Receiving a regular income for the last 90 days
  • Able to provide a valid mobile number and email address

If you can tick all 4 of these boxes, go ahead and apply for our speedy lender finding service!

I need a holiday – am I eligible for cash loans no credit check fast?

If you think that quick cash loans are only for those in a monetary crisis, you are not alone. However, we’re pleased to inform you that that’s not actually the case. You can apply for cash loans whenever, wherever and for whatever reason.

What else can I use the money for?

As we said, there aren’t any restrictions in place for what you can use your quick loans Australia for. We have clients who use their cash loans no credit check fast approval to pay for any number of things. Speeding fines, utility bills, a car service, education-related fees and medical costs.

We, and the lenders we find, don’t put any boundaries in place on how you spend the money, provided the reason for your loan is laid out and a loan is the best suited solution for you.

How do personal loans work?

Ahhh, the big question. Well, we’ve done our best. The entire process of applying for cash loans no credit check fast approval is quick, straightforward and easy! There’s no need to hop in your car, or even get dressed if you don’t want to. Everything is online, even after your application approval by our lenders. Talk about convenient!

Your first stop will be to our home page. You’ll need to fill this in and provide us with a few important details to get the process started. We’ll need to know exactly how much you want to borrow, along with your chosen repayment period. You’ll also need to provide us with your mobile number. Once you’ve done that, click ‘Apply Now’ and you’ll be directed to the next page.

Here, you’ll need to tell us more information about your reasons for applying for the loan. Once you’ve done that, click ‘Apply Now’ once again. The next few pages will ask for some more personal details. The entire process of filling in the forms can take a few minutes.

When we receive your application, we’ll refer you to a lender who may be able to offer you the cash loans no credit check that you’re after. From there, the lenders will take over and you will deal directly with them. You’ll be happy to discover that it isn’t uncommon for people to receive their money on the same day as they applied. Talk about speedy!

How much can I borrow?

We are proud to have partnered with lenders who offer flexible loan amounts. The minimum amount when applying for cash loans no credit check fast approval is $200. The maximum amount is currently $5,000.

How long do I have to pay back the money?

Well, that depends on how much you want to borrow. The smaller loans (those that are less than $2,000) need to be repaid within 12 months. Loans larger than $2,000 can be repaid between 13 – 24 months of your application. The choice is yours.

Why Personal Loan Pal?

As you well know, there are many ways to try to find no credit check loans online instant approval. Not all of those ways are safe, nor are they convenient. Australians from all backgrounds choose to rely on Personal Loan Pal because:

  • We provide access to many different loan providers. We have partnered with a diverse range of lenders, and we are happy to put you in touch with them.
  • We are always transparent. We see ourselves as your pal. We’re not here to trick you or convince you to borrow more money than you need. We are always transparent about our procedures. As well as with our partnered lenders’ prices and repayment expectations.
  • We make it easy. We understand that financial difficulties are already stressful enough. Why add more stress and uncertainty to the mix? We strive to make the process of applying for cash loans no credit check fast approval simple. And as hassle-free as possible.
  • We offer flexibility. Whether you need a small amount to settle a fine. Or a much larger amount to take care of a bigger problem. We provide you with flexible options when it comes to applying for cash loans today no credit check.
  • We make ourselves available to you. If you ever have any queries or questions along the way, our team is available to provide you with answers. There are many ways to get hold of us, on our social pages, by email or simply by filling out an online enquiry form. We always endeavour to get back to you in the fastest time possible.

It’s no wonder we are the go-to for fast loans online no credit check!

Is money tight right now? Do you need reliable and easy loans? Now you know that you can turn to us. Your pals at Personal Loan Pal. We’ll assist you. With fast outcomes, you’ll have your cash in a flash.

Example of how small personal loans work

Loan amount

$200 minimum
$2,000 maximum

Costs

Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.

In APR terms, the maximum annual percentage rate on our loans between $300 and $2000 is 199.43%.

Terms

12
months minumum
12
months maximum

Example:

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Example of how medium secured personal loans work

Loan amount

$2,100 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 67.41% p.a.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate